As Christmas approaches, many of us in the UK will be considering taking out a new credit card to purchases those all essential gifts.
As people's circumstances vary so do the credit card deals on offer.
If you intend to clear your bill each month, the interest rate on your card becomes irrelevant as you won't have to pay it.
These cards are particularly useful for those don't clear their balance each month.
Shop around for cards that offer 0% interest on balance transfers and purchases.
One way to save money on your card debt is to take advantage of the many debt-transfer offers available from most banks.
This is especially handy if the goods either arrive faulty/damaged or don't arrive at all due to the supplier, for example, going bust.
Most cards will levvy a charge against you if you fail to pay your monthly repayment on time, with penalties usually around £20.
You will also incurr a charge if you go over your set credit limit.
If, for example, you intend to do some serious short-term shopping, a card that offers, say six month interest free on purchases, would be more suitable.
If you are able to clear your balance each month, then going for a card that offers rewards, such as cashback on purchases, would be most prudent.
Related content:
consumer:
Purchasing magazine (ISSN-0033-4448) is a trade publication serving the information needs of purchasing professionals. A companion web site includes most of the editorial content of issues from January 1998 through the current issue, plus current information not found in the magazine. Money (full title: Money: A Suicide Note) is a 1984 novel by Martin Amis.
purchase - something acquired by purchase purchasing - The focal point for this dictionary is the Purchase Order. Detail is presented down to delivery schedules. Information is also available about the Vendor.Money symbolizes psychic energy, or rather amounts of energy. The dream has a positive significance if money is found unexpectedly. Losing money, on the other hand, indicates that certain talents or potentialities in the dreamer's life are not being exploited in reality.
money:
Anything generally recognized as a medium of exchange.A psychological creation; a concept; the mental image of that which is used as a medium of exchange."Money" is the sixth track from British progressive rock band Pink Floyd's 1973 album, The Dark Side of the Moon. It is the only song on the album to hit the top 20 in the United States charts. On the original LP, it opened the second side of the album. It was written by Roger Waters.
This term may refer to one of two required federal disclosures. See Base monthly payment and Total monthly payment.
intend:
is value received by way of current coin, government or bank notes, cheques, drafts, credit card slips, electronic funds transfer, post office orders or bank money orders.purchase - an acquisition of commodities or services obtained by contract, whether by rent, lease, installment or lease purchase or outright purchase. generally accepted or legally enforced medium of exchange. Commodity money: substance established as the standard of value used in barter exchange or legally enforced in settlement of debts. The physical substance responsible for the earth's rotation.Purchase may refer to: *Names of persons **Zac Purchase, a British rower.purchase - An established legally binding agreement between the University/State of Wisconsin and one or more vendors in which the vendor agrees to provide
monthly payment:
purchase - Two or more blocks connected to provide a mechanical advantage when lifting heavy objects.Any object that a group of people uses to pay its debts and buy the goods and services that it needs.items bought and resold to customers. This includes the cost of all raw materials or parts purchased for manufacture into finished products.Anything generally recognized as a medium of exchange."Money (That's What I Want)" is a 1959 hit single by Barrett Strong for the Tamla label, distributed by Anna Records. The song was written by Tamla founder Berry Gordy and Janie Bradford, and would become the first hit record for Gordy's Motown flagship label.
Money symbolizes psychic energy, or rather amounts of energy. The dream has a positive significance if money is found unexpectedly. Losing money, on the other hand, indicates that certain talents or potentialities in the dreamer's life are not being exploited in reality.
purchases:
Purchase may refer to: *Names of persons **Zac Purchase, a British rower.the official currency issued by a government or national bank; "he changed his money into francs" Purchasing magazine (ISSN-0033-4448) is a trade publication serving the information needs of purchasing professionals. A companion web site includes most of the editorial content of issues from January 1998 through the current issue, plus current information not found in the magazine.
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